What is a Critical Illness Plan?
Our Critical Illness plan provides a substantial single cash benefit upon the first diagnosis of critical
conditions (as defined in the plan). The plan is intended to provide security for many expenses
not covered by basic medical insurance. Benefit amount is limited to 50% in first policy year.

Americans are living longer than ever before with an average life expectancy of 76.5 years*

• Protecting the member and their family against the uncertainties of life is becoming more
  important each day.
• Critical Illness Plan is
  “THE INSURANCE PLAN THAT PAYS YOU FOR LIVING.”

Covered Critical Illnesses:
(Covered illnesses are subject to state variations)

• Heart Attack
• Stroke
• Invasive Cancer
• Renal (Kidney) Failure
• Transplant of a major organ
• Paralysis of at least two limbs
• Carcinoma In Situ (25% benefit)
• Coronary Artery By-Pass Surgery (25% benefit)
• Blindness
• ALS (Lou Gehrig’s Disease)

Additional Plan Features:

• Coverage available for employee spouse and children and for dependent grandchildren
• Level rates as insured ages
• Hospitalization/treatment are not required to collect benefit
• No physical exam
• Just a few health questions to apply

*Centers of Disease Control and Prevention August 2000

To learn more about this product, and to see if it is available in your area "Click Here" and indicate whether you would like us to contact you by phone or email, or contact us directly by calling (954) 377 - 0222 extension 102.