Take control of your future with the Cancer plan

The high cost of today's technologically advanced cancer treatments can be out of reach for the average person — even those with health insurance coverage. The Cancer plan lets insureds determine how their benefit money is used. The plan provides a single cash benefit payment upon first diagnosis of invasive cancer* identified by a qualified physician after the insured's effective date. The benefit is paid regardless of the course of treatment selected and can be used to pay a number of expenses, such as hospital bills, household expenses and experimental medical procedures, to name a few.

Plan Features

• After claim review process is complete, the benefit is sent to the insured in one lump-sum payment.
• Rates do not increase if the insured moves into a new age bracket.
• The benefit is payable whether or not the insured is hospitalized and whether or not the insured is undergoing treatment.
• The benefit is payable regardless of other insurance coverage the insured may have.
• No physical exam required.
• No deductibles.
• Family coverage available for spouse and children.
• Hassle-free application with limited health questions for an active employee working at least 20 hours per week.
• Carcinoma in situ (25 percent benefit) — if the insured receives the one time 25 percent benefit for carcinoma in situ, the remaining 75 percent benefit will be available for a first diagnosis of another covered cancer. Coverage for an insured terminates once a full benefit has been paid. If multiple family members are covered and one receives the full benefit, premiums for the remaining insureds will be reduced.

Available Riders

• The EZ Value/Future Purchase Option rider can increase the benefit amount of the Cancer Protector insurance policy by fighting inflation.
• The Return of Premium rider and Return of Premium rider with Surrender Value Option allow individuals to surrender their policy in exchange for a benefit equal to all premiums paid less any benefits received under certain circumstances. Ask your NWB representative for more details.
• With the 20-Year Premium Payment Plan, the Cancer Protector plan will be paid up after 20 years of premium payments and no additional premium will be required.

To learn more about Cancer Insurance and to see if it is available in your area “Click Here” and indicate whether you would like us to contact you by phone or email, or contact us directly by calling (954) 377 – 0222 extension 102.